THE CREDIT UNION WILL BE CLOSING AT

1:00 PM ON FRIDAY APRIL 18, 2014 IN OBSERVANCE OF GOOD FRIDAY.

WE WOULD LIKE TO WISH EVERYONE A HAPPY EASTER AND PASSOVER !


Refer a family member or a co-worker and get $25.00!

We can all use $25.00, so why not you! 

 Refer a family member or a co-worker and the Credit Union will give you $25.00.
What better way to make easy cash in this tight economy?

 


Please Be Aware of Our Fees:

Bad Address: $2 per month.

Dormant Account: (for accounts inactive for 1 or more yrs.) $5 per month.

Statement Copies: $5 for each statement requested. 

Replacement Debit Card: $5 per new card

EFFECTIVE JULY 1, 2013!

 


Spring into Action!

Contact the Credit Union to purchase your Gift Cards today!

Visa Gift Cards are available at the Credit Union. Cards can be purchased in any denomination of $10.00 - $1,000.00 for a fee of $2.50 each card. Visa Gift Cards are accepted where ever the Visa Logo is shown. They can be used for merchandise, entertainment, meals, services and so much more.


Attention MCPECU Members! Not ready for the colder months ahead? Keep the summer vibe strong by visiting Sahara Sam's Oasis Indoor Water Park! Open year-round,  all MCPECU Members can get a great discount on tickets and birthday parties by visiting the link below. You can order discounted admission tickets through their website and entering the promo code! For birthday parties be sure to mention that you are with Monmouth County Postal Employees FCU for a 10% discount!

Visit:  https://tickets.saharasams.com/default.asp

Use the promo code: MCPE13 to receive your discount!


 

 Regulation D

What it means to you?

Regulation D effects the amount of withdrawals and transfers that can be made from your share account on a monthly basis. Effective immediately you will only be allowed to have (6) six withdrawals of any type from your share account per month.  If the Credit Union sees that you are incurring more than that, according to the regulations we are going to have to ask you to open a share draft account to accommodate your banking needs. 

This is a Federal Regulation, that means to have you using your share accounts the way they were designed to be used, as a savings account. 

Please do not panic, the Credit Union is here to help you with all your banking needs, should you have any questions please feel free to call and talk to us.


 

 

 

 

 Hours & Days of Operation

Monday - Friday
9:00 A.M. - 5:00 P.M.

Phone: (732) 219-0009
Fax: (732) 219-5269
E-mail:

ccosta@monmouthpostalcu.org

Become a member today and enjoy all of the benefits of the credit union! 

 DIVIDEND RATES  

100.00 - $4,999.99 = .15% 
  
$5,000.00 and over = .35%

Share Draft Account = .05% 


LOAN RATES HAVE BEEN EXTENDED TO

May 14, 2014

PERSONAL LOANS - NEW LIMIT $12,000.00

7.00% - 8.99%*

     AUTO LOANS - BOTH NEW AND USED    

3.00% - 3.99%*

SECOND MORTGAGES

5 YEAR -  3.50%

10 YEAR - 3.75%

15 YEAR - 4.00%

*Based on Beacon Score 


 


  Don't Forget to Keep Us in the Loop! 

It is important to periodically update your personal information to your account such as,

-Change of Address

(If you have a change of address you MUST send in proof of the new address. Ie: A utility bill, new license, magazine subscription, etc.)

You will be charged a $2.00 fee every month for a bad address.

-Change of Phone Number

-Place of Work

-Email Address

(Please call the credit union to change your phone number, place of work, and email.)

 Please give us a call to check that your personal information is up to date!


 AlertMe is a new credit-monitoring service designed to help members fight identity theft. AlertMe gives early warning of activity on your credit report.

 AlertMe monitors your Experian credit file daily, any suspicious activity is then reported to you. Click the Icon AlterMe on the right to further read about the benefits of AlertMe.

Call the Credit Union to sign up!


Click on the link below to find all FREE ATM's in your area! All Seven-Elevens are free.

ATM Locator: 

https://www.coverasolutions.com/index.shtml


 REPORTING A LOST VISA DEBIT CARD:  If it is during normal credit union hours please call the office, if it is after hours or on the weekend, call:     1-800- 453-4270

TO ACTIVIATE YOUR VISA DEBIT CARD: please call:   1-800-543-5073


    

 

 

 

   
 
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©2008 Monmouth County Postal Employees Credit Union. All rights reserved.